Additional Services Fees and Charges
Account Closed Within 90 Days...................................................................................... $20
(fees not applicable on CD accounts – other early withdrawal penalties apply.)
ATM/Debit Cards
First 3 Cards issued.................................................................................................... no charge
      Additional Cards Thereafter.................................................................................. $5 each
Card Replacement....................................................................................................... $8 each
Automated Clearing House (ACH)
Setup............................................................................................................................... $40
Credits/Debits/Prenotes.............................................................................................. $0.15/item
Manual Input................................................................................................................... $10/item
Data Transmission....................................................................................................... $10/item
Returned Item................................................................................................................ $20/item
Canadian Items......................................................................................................... ... $7 each
Cashier’s Checks......................................................................................................... $8 each
Check Printing................................................................................................................ varies
Collections
Domestic........................................................................................................................ $25/item
International................................................................................................................... $25 + cost
Counter Checks............................................................................................................ $1/item
Coupon Deposit............................................................................................ ............... $25/envelope
Coupon Returned......................................................................................................... $45/coupon
Installment Collections................................................................................................ $50 set-up fee; $5/payment
Legal Process (Levies/                                                                           
Garnishments/Subpoena/Etc.).................................................................................. $100
Non-Sufficient Funds................................................................................................... $30/item
Overdraft......................................................................................................................... $30/item
Photocopy of Cancelled Check....................................................................... .......... $3/item
Record Researching (min. 1 hour)........................................................................... $50/hour
Returned Deposit Item................................................................................................ $8 each
Special Statement....................................................................................... ................ $5 each
Stop Payment (180 Days)........................................................................................... $20/item
Telephone Transfer..................................................................................................... $3 each
Wire Transfer
Incoming Domestic..................................................................................................... $10/wire
Incoming International................................................................................................ $10/wire
Outgoing Domestic..................................................................................................... $30/wire
Outgoing International................................................................................................ $40/wire
Data Transmission..................................................................................................... $10/item ($10 each)